Residential WHOLESALE Lending
NO Job - NO Income OWNER OCCUPIED
Self Prepared P & L (not audited)
NO Job - NO Income OWNER OCCUPIED
Single Family 2-4 Family Townhouse Condo (Warrantable / Non-warrantable
620 Credit
Loans Amounts - $100K - $3 MM
Bank Statement Loans
Full Doc Loans
Asset Qualification Loans
85% LTV Purchase
80% LTV Cash Out
OWNER OCCUPIED Properties
Self Prepared P & L (not audited)
NO Job - NO Income OWNER OCCUPIED
Single Family 2-4 Family Townhouse Condo (Warrantable / Non-warrantable
620 Credit
Loans Amounts - $100K - $3 MM
Bank Statement Loans
Full Doc Loans
Asset Qualification Loans
85% LTV Purchase
80% LTV Cash Out
Self Prepared P & L (not audited)
Self Prepared P & L (not audited)
Self Prepared P & L (not audited)
Single Family 2-4 Family Townhouse Condo (Warrantable / Non-warrantable
620 Credit
Loans Amounts - $100K - $3 MM
Bank Statement Loans
Full Doc Loans
Asset Qualification Loans
85% LTV Purchase
80% LTV Cash Out
Foreign Nationals
Loans OVER $5,000,000.00
Self Prepared P & L (not audited)
Single Family 2-4 Family Townhouse Condo (Warrantable / Non-warrantable)
NO US Credit Needed!
70% LTV Purchase
65% LTV Cash Out
Loans Amounts - $100K - $3 MM
ITIN Borrowers
Loans OVER $5,000,000.00
Loans OVER $5,000,000.00
Single Family 2-4 Family Townhouse Condo (Warrantable / Non-warrantable)
620 Credit
80% LTV Purchase
75% LTV Cash Out
Loans Amounts - $100K - $2 MM
Loans OVER $5,000,000.00
Loans OVER $5,000,000.00
Loans OVER $5,000,000.00
Are on a CASE by CASE Basis & are typically for "High" Net Worth Borrowers, with Low LTV's and Great Reserves
Commercial& Investment WHOLESALE Lending
DSCR
DSCR Portfolio Loans
5 -9 Units
Purpose of Loan (purchase or refinance)
How many units are in the property Purchase price (Original)
Current market price (Estimated) Requested loan amount
Desired Loan to Value Ratio (LTV) Vacant / Occupied
Monthly rental income
Existing mortgage payoff balance
Short term rental or not?
PPP requirements
Is this property in rural area or not?
5 -9 Units
DSCR Portfolio Loans
5 -9 Units
How many units in the property
Seeking long term or short term financing How many properties are occupied?
How many properties are vacant?
Purpose of Loan (purchase or refinance) Will the property conduct rehab?
Will the property be able to produce cashflow during rehab?
Purchase price (Original)
Current market price (Estimated)
Desired Loan to Value Ratio (LTV) Aggregated monthly rental income
Existing aggregated mortg
DSCR Portfolio Loans
DSCR Portfolio Loans
DSCR Portfolio Loans
# of Total properties
How many properties are occupied?
How many properties are vacant?
Purpose of Loan (purchase or refinance) Purchase price (Original)
Current market price (Estimated)
Desired Loan to Value Ratio (LTV) Aggregated monthly rental income
Existing aggregated mortgage payoff balance
10+ Units
Fix and Flip Loans
DSCR Portfolio Loans
Case by Case Basis, Depending on several factors, such BUT not limited to;
Mixed Use
Fix and Flip Loans
Fix and Flip Loans
Is residential space over 50%?
How many units in the property
Seeking long term or short term financing How many properties are occupied?
How many properties are vacant?
Purpose of Loan (purchase or refinance) Purchase price (Original)
Current market price (Estimated)
Desired Loan to Value Ratio (LTV) Aggregated monthly rental income Mortgage payoff balance
Fix and Flip Loans
Fix and Flip Loans
Fix and Flip Loans
Purchase price (Original)
Rehab budget
How many units in the property
Requested loan amount
Estimated market price / ARV (When Complete)
Exit strategy (Sale or hold)
Experience (In the past 36 months) Investment property under management
Fix and flip properties
Newly constructed properties
Is this a remote project?
How many projects has the borrower completed in the same state?
New Construction
Other Types of Commercial Properties
Other Types of Commercial Properties
Purchase price (Original)
Receipt of permit (Yes / No)
Modular house (Yes / No)
Value of the lot
Current estimated value
Requested loan amount
Construction budget
Estimated market price (When complete) Exit plan (Sale or hold)
Experience (In the past 36 months) Investment property under management
Fix and flip properties
Newly constructed properties
Is this a remote project?
How many projects has the borrower completed in the same state?
Other Types of Commercial Properties
Other Types of Commercial Properties
Other Types of Commercial Properties
Types of properties (warehouse, triple net lease, retail, office and etc.)
Self-used or used by a third party
Vacant or occupied
Purpose of Loan (purchase or refinance) Purchase price (Original)
Current market price (Estimated)
Desired Loan to Value Ratio (LTV) Aggregated monthly rental income Mortgage payoff balance
We Will LOOK at ALL Properties
Other Types of Commercial Properties
We Will LOOK at ALL Properties
EXCEPT
Vacant Land
Hotels
...... Currently - we are not FUNDING these
Info NEEDED for Pre-Approval
DSCR Loan
Multifamily (5+ unit)
DSCR Portfolio Loans
Purpose of Loan (purchase or refinance)
How many units are in the property Purchase price (Original)
Current market price (Estimated) Requested loan amount
Desired Loan to Value Ratio (LTV) Vacant / Occupied
Monthly rental income
Existing mortgage payoff balance
Short term rental or not?
PPP requirements
Is this property in rural area or not?
SELECT DSCR on Pricing Inquiry Excel Form Attached below
DSCR Portfolio Loans
Multifamily (5+ unit)
DSCR Portfolio Loans
# of Total properties
How many properties are occupied?
How many properties are vacant?
Purpose of Loan (purchase or refinance) Purchase price (Original)
Current market price (Estimated)
Desired Loan to Value Ratio (LTV) Aggregated monthly rental income
Existing aggregated mortgage payoff balance
SELECT DSCR Portfolio on Pricing Inquiry Excel Form Attached below
Multifamily (5+ unit)
Multifamily (5+ unit)
Multifamily (5+ unit)
How many units in the property
Seeking long term or short term financing How many properties are occupied?
How many properties are vacant?
Purpose of Loan (purchase or refinance) Will the property conduct rehab?
Will the property be able to produce cashflow during rehab?
Purchase price (Original)
Current market price (Estimated)
Desired Loan to Value Ratio (LTV) Aggregated monthly rental income
Existing aggregated mortgage payoff balance
SELECT Multifamily on Pricing Inquiry Excel Form Attached below
Fix and Flip Loans
Fix and Flip Loans
Multifamily (5+ unit)
Purchase price (Original)
Rehab budget
How many units in the property
Requested loan amount
Estimated market price / ARV (When Complete)
Exit strategy (Sale or hold)
Experience (In the past 36 months) Investment property under management
Fix and flip properties
Newly constructed properties
Is this a remote project?
How many projects has the borrower completed in the same state?
SELECT Fix & Flip on Pricing Inquiry Excel Form Attached below
New Construction
Fix and Flip Loans
Mix-used Property
Purchase price (Original)
Receipt of permit (Yes / No)
Modular house (Yes / No)
Value of the lot
Current estimated value
Requested loan amount
Construction budget
Estimated market price (When complete) Exit plan (Sale or hold)
Experience (In the past 36 months) Investment property under management
Fix and flip properties
Newly constructed properties
Is this a remote project?
How many projects has the borrower completed in the same state?
SELECT New Construction on Pricing Inquiry Excel Form Attached below
Mix-used Property
Fix and Flip Loans
Mix-used Property
Is residential space over 50%?
How many units in the property
Seeking long term or short term financing How many properties are occupied?
How many properties are vacant?
Purpose of Loan (purchase or refinance) Purchase price (Original)
Current market price (Estimated)
Desired Loan to Value Ratio (LTV) Aggregated monthly rental income Mortgage payoff balance
SELECT Mixed Use on Pricing Inquiry Excel Form Attached below
Pre- Approval FORMS to Download - OWNER OCCUPIED PROPERTIES
Please Download this form, complete & return for PRE-APPROVAL on your Owner Occupied property
Jeff LaVigne #678.770.5046
Pre- Approval FORMS to Download Commercial Properties
Please Download these 2 forms, complete & return for PRE-APPROVAL & TERM SHEET
Jeff LaVigne #678.770.5046
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