Documents Needed for Loan Submission

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• Application (attached below)
• Rehab Budget Form (attached b)
• Valid ID
• Track record Form (attached)
• Purchase and sale agreement for the property
• 1 month of statements of accounts for liquid assets
• We will need the following documentation for the entity in which you will be vesting title: Certified Articles, Certificate of Good Standing, Executed Operating Agreement and EIN Letter
• We use Res Title for closing with a mobile notary, please confirm this is OK or provide your title company contact info

For experience, please provide the number completed in each category for the borrower:

• Number of investment properties purchased/rehabbed in the last 3 years?
• Number of Fix & Flips in the last 3yrs?

12 months standard

18 month option case-by-case

Up to 100% of rehab budget

Up to 90% LTC

Up to 75% ARLTV

$50K - $3.5MM

Non-Owner Occupied:

Attached or detached SFR

2-4 unit properties

Townhomes

Warrantable Condos

• Address of property
• Application (attached below)
• Land Purchase price
• Land Date Purchased (if already owned)
• Mortgage amount on the land?
• Build Cost (Hard Costs)
• Plans Permits etc (Soft costs)
• Will you be using an Experienced GC?
• Completed value
• Approved plans?
• FICO score
• Cash on hand and IRA or 401k funds

For experience, please provide the number completed in each category for the borrower:

• Number of investment properties purchased/rehabbed in the last 3 years?
• Number of new constructions builds in the last 3yrs?

Previous real estate experience required: 1-2 Ground ups

GCs if experience if permits tie to Ground ups

Guarantors with no experience permitted on a case by case basis

12 months, Up to 18 at Lender Discretion

Min: $50,000

Max: $3,500,000

up to 75% ARLTV

Up to 75% of the lower of land value or purchase price/60% if unpermitted, plus 100% of construction

Max 85% of total project costs

LTC Catch Up Draw to raise initial advance to 75% at approval of required plans/permits post-closing