Residential Loan Options
Owner Occupied Loans
1 - 4 units, SFR, Condo's & Manufactured Homes
No Job - No Income
Loans up to $3,500,000.00
up to 65% LTV
700 =/+ credit
Jeff LaVigne #678.770.5046
Bank Statement Loans
Loans up to $20,000,000.00
LTV's up to 90% (depending on loan size)
Jeff LaVigne #678.770.5046
"Self" Prepared P & L
Loans up to $2,000,000.00
Jeff LaVigne #678.770.5046
MORE Owner Occupied Loans
1 - 4 units, SFR, Condo's & Manufactured Homes
Government Down Payment Assistance
Santa Clara County: Up to $250,000
Los Angeles County: Up to $85,000
30 Years or 15 Years Fixed
For First Time Home Buyer
Primary Home Only
1) Max. LTV 95%;
2) Min. FICO 620.
Jeff LaVigne #678.770.5046
QM Community Loan
Primary Home Only
Loan Amount: Follow Agency Loan Limits
Loan Purpose: Purchase, Rate/Term Refinance, Cash Out Refinance
Max. LTV/CLTV: 95.00%/95.00% and follow AUS results
Min. FICO 620
Reserves: Follow AUS Results
Jeff LaVigne #678.770.5046
Foreign National
Up to 75% LTV
No Job - No Income
No Doc -No Credit
2nd Home & Investment properties
Gift Funds Allowed
1st time home buyers (OK)
Jeff LaVigne #678.770.5046
Still MORE Owner Occupied Loans
1 - 4 units, SFR, Condo's & Manufactured Homes
LOW (FICO) Credit Score
Primary Home Only
95% LTV max.
Purchase OR Refi
Jeff LaVigne #678.770.5046
JUMBO Full Doc
Loans up to $4,000,000.00
Up to 80% LTV Purchase
Up to 70% LTV Cash Out
700=/+ credit
Jeff LaVigne #678.770.5046
Fannie/Freddie Community Lending
Primary Home Only
up to 95% LTV
Jeff LaVigne #678.770.5046
Investment Property Loans
1 - 4 units, SFR, Condo's & Manufactured Homes
No Doc No Credit
NO Credit Score REQUIREMENTS
70% LTV max.
Purchase OR Refi
Jeff LaVigne #678.770.5046
DSCR Loans & "no" ratio DSCR
No income needed
Loans up to $10,000,000.00
Up to 80% LTV
FN & ITIN
Jeff LaVigne #678.770.5046
Bank Statements & P & L loans
Showing "some" income from Borrower
up to 85% LTV
Jeff LaVigne #678.770.5046
These are our MOST POPULAR - we have many OTHER Loan Options - call 678.770.5046 Jeff LaVigne Jeff.@upto100million.com
** SUBMIT Your Loan to a WHOLESALE LENDER**
ASK About Our INTEREST "ONLY" Bridge Loans - Commercial or Residential Properties!
Jeff LaVigne
678.770.5046