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Priority Lane · 24-Hour Response

When the Clock Is the Deal,
Skip the Queue.

Three signals route your file directly to Jeff. No call center, no junior analyst — a written response within hours, not days. If you match any of them, you don't fill out a form first. You call.

Call Jeff Immediately If —
1
You Have a Purchase ContractSigned, executed, with a closing date already on it
2
You Need to Close in 10 DaysWhether it's earnest money on the line or a hard deadline
3
Your Deal Is Over $750KLarger files get senior eyes — Jeff handles them personally
The Priority Process

Hours, Not Weeks

Most urgent files move from first call to written terms before competing lenders even pull a credit report.

1

Direct Call

You call (470) 237-7140 and reach Jeff directly. No tree, no triage. Five minutes to share the deal.

2

Same-Day Term Sheet

Jeff routes your file to the right capital source and circulates written terms — typically within hours of the call.

3

Sign & Submit Docs

You sign the term sheet and our team coordinates appraisal, title, and underwriting in parallel — not sequentially.

4

Close & Wire

Bridge and hard-money files often close in 5–10 days. DSCR and conventional move as fast as the appraisal allows.

What Qualifies as Urgent

Real Deals, Real Deadlines

Scenario 01

Earnest Money at Risk

You're under contract, financing contingency just expired, and your current lender is dragging. Jeff has stepped into deals like this and closed in 8–10 days.

Scenario 02

Auction or Trustee Sale

Hard deadlines, cashier's-check funding, no second chances. Bridge capital can be wired same-week when the file is clean.

Scenario 03

Off-Market Purchase

Seller wants to close before the end of the month. You don't have time to walk a deal through a bank's full underwriting cycle.

Scenario 04

1031 Exchange Window

180-day clock counting down. Identified property needs financing fast or the exchange collapses and the tax bill lands.

Scenario 05

Refi Out of a Hard-Money Note

Maturity date is days away and your current note is about to default. We can refinance into a DSCR or term loan quickly.

Scenario 06

Large Commercial Acquisition

$1M+ deals get senior attention here. Jeff personally walks the file from term sheet through wire.

Before You Call

Have These Ready

A 5-minute call moves fastest when you have these in front of you. Don't have all of them? Call anyway.

The Deal

Property address, purchase price, and how much capital you need.

The Timeline

Closing date, contingency expiration, or any hard deadline driving the urgency.

The Exit

Fix & flip, refi-and-hold, or sell — how the loan gets paid off.

The Profile

FICO range, liquidity in the bank, and whether title is going in personal name or LLC.

Text or Call (470) 237-7140 — Jeff LaVigne, Direct Line

Ready to Fund Your Next Deal? Let's Talk.

Submit a quick loan scenario and Jeff will personally reply with written terms within 24 hours.